Credit Repair Program

Lender Masters Credit Consultants believes that your credit could be better.

Lender Masters Credit Consultants presents each client with a personalized, credit repair plan that is based upon a free credit report evaluation and a free credit repair consultation. Your credit repair consultant will research the information placed on your credit report by credit and collection agenices.

First, your personal credit repair consultant will audit the credit bureaus:

• Equifax

• Experian

• TransUnion

Then, these bureaus must explain how it was determined that the negative items are correct. We will request validation of your debts which means creditors have to show us the original documentation that proves you are responsible for the charge.

Legal Credit Repair

Did you know there are federal and state laws in place to protect consumers from inaccurate and unverifiable credit reporting? We abide by the Fair Credit Reporting Act and ask the bureaus to prove and confirm that derogatory items belong on your report.

Disputing Credit Items

Our Three Simple Credit Repair Steps

Step 1:  

Forward your credit reports

After signing up, you must get us a copy of your credit reports from the three major credit bureaus. If you do not have your reports, we can help you to obtain them free of charge to www.annualcreditreport.com or purchase them with other Credit Reporting Companies.

Step 2:  

Choose which items on the report you want us to question

Once your credit reports are received, your credit repair consultant will study your report and conduct a consultation. You will receive an obligation free credit repair plan. So far you paid nothing to Lender Masters Credit Consultants.

Your credit repair plan will list which items are disputable,what your score will be if they are deleted/repaired and how much the deletion will cost. If you agree, your consultant will dispute your items for you carefully, professionally, ethically and effectively. 

Step 3:  

The Credit Bureaus respond

The credit bureaus will investigate the item in question within 30 days. However, it usually takes 60 days for you to receive an updated credit report. These updates will be sent to your home address and Lender Masters will need a copy.

Your updated report should project a higher score and the item should be removed/repaired. Then we repeat the process until your credit report is accurate and useful.